SHELL POINT RESIDENTS' COUNCIL MEETING
Regular Meeting - Social Center
April 7, 2010

Pavilion Resident Council Minutes (PDF)
Christmas Gift Committee Report (PDF)
Christmas Gift Policies and Procedures Review (PDF)
Tenant Insurance Guide (PDF)


ATTENDANCE BY COURT:

Arbor                    Winona Whitehead
Cameo                    Russel Peters
Cellana                Gerry Wilson
Coquina                John Bendall
Eagles Preserve            Jerry Ingalls
Harbor Court                Joan Perry
Junonia                John Gill
King's Crown                Sidney Hansen
Lakewood                Fritz Knox
Lucina                    Thomas Timothy
Macoma                Pat Straup
Nautilus                Mike Klein
Oakmont                Bill Lanpher
Palm Acres                Ted Rodgers
Parkwood                Donald Miltner
Pavilion                William Staples
Periwinkle                Grayce Gore
Rosemont                Richard Maass
Royal Bonnet                Sylvia Chamberlin
Sand Dollar                Harold Waldron
Sundial                Chris Gooden
Tellidora                Norman Arnold
Turban                    John Schulke



CALL TO ORDER AND OPENING PRAYER

Chairman Lanpher called the meeting to order at 8:45 AM and Grayce Gore offered the opening prayer.

ANNOUNCEMENTS:

There were no announcements at this time.

ROLL CALL OF COURT REPRESENTATIVES

The roll was called with those present listed above.

APPROVAL OF MINUTES OF MARCH 3, 2010, RESIDENTS' COUNCIL MEETING AND APPROVAL OF AGENDA FOR TODAY

On motion duly made, seconded, and unanimously passed, the Minutes of March 3, 2010, were approved as submitted.  The Proposed Agenda for the Residents Council for April 7, 2010, was distributed to each Court Representative present, and on motion duly made, seconded, and unanimously passed was approved as amended.

STAFF REMARKS

PETER DYS

Palm Acres/Channel 13 - Considering the interest of Palm Acres residents versus the dollar investment, adding the availability of Channel 13 to SPTV for Palm Acres is not practical.  Palm Acres residents were encouraged to view Channel 13 on the Internet.

Pavilion Administration Building Project -   As of April 6, 2010, the amount received is $1,180,000, and we are on our way to the goal of $1,500,000.  We are celebrating our ability to reach $1,180,000 in the 2-month period which is remarkable!    By the week of April 19, 2010, a decision to proceed with this project must be made.  At a meeting with the contractor, Mr. Dys was informed that because of the heavy rains, there has been a push back on the site preparation work of approximately three weeks.   We require the approval from the Agency for Health Care Administration which will come in to approve the construction of this project at various levels of completion.  That approval must be scheduled now, requiring us to forecast out when the building will be done to the point where the Agency can make a final approval which should be occurring in December.  If we can give the contractor approval the week of April 19th, he stated that the price quoted will hold and this project, together with the Rehab Building, will be completed by the end of December 2010.  Mr. Dys is hopeful that by the end of the week of April 19 he will be able to communicate to the residents of Shell Point via television where we stand on that process.

Census Forms - There have been various questions regarding the receipt of Census Forms.  There has been a mailing glitch with the Census Bureau.   Shell Point staff has been in contact with the Census Bureau to try to resolve this matter.  This has nothing to do with Shell Point.  There will be a new mailing in April with correct addresses and the deadline for response thereto will be extended and stated in the new Census Forms.  Residents of Shell Point have been advised to not worry about it. Complete the form when you get it and send it in.  If a resident has a particular concern, such as not being in residence at Shell Point when the Census Forms are delivered, there is a telephone number to call and make inquiries:  866-872-6868.    Dawn Boren has been in contact with Census Bureau and this matter will be re-addressed at the next Residents Council Meeting in May.

Apparently in the next several months the Census Forms will be available at local libraries.  But there is a word of caution:  There is an apparent scam in process with some of the Census Forms being used to obtain Social Security Numbers, etc.
Budget - Mr. Dys stated they are in the middle of the budget process which occurs at the May Board meeting.  If there is a decision on fee increases, notices will go out before May 1st which is the required time notice that must be provided residents.  

National Health Insurance Bill Recently Passed - Currently, no one seems to know the details of this Bill, not even those who voted for it.  It is a scary fact.  Things that are starting to trickle down quickly are related to our employees' health insurance.  Possibly, an initial bid on health insurance for employees is a 30% increase over last year.  Our premiums are currently $4 million per year, so calculate a 30% increase over that which is significant.  Another way that will affect Shell Point is the physicians who are here at Shell Point for residents' good care and easy access.  Many standard physicians in the community are saying they will have to limit Medicare patients to 30-40% of their patient load or close their doors.   At Shell Point, our Medicare reimbursement is 100% which could be reduced by 25% per visit.  This cost will have to be borne by Shell Point as the reimbursement source for this reduction.  That is a factor which is very hard to figure into the budgeting process.  This is just being talked about and it will take several years to see what the ramifications will be as time goes along.  Shell Point is seeking outside advice regarding this matter.

Sales - We are thrilled by the ongoing interest in Sales and Marketing.  There are less than 15 units available as of today in the entire operation that is available for sale.  This is a tremendous statement and great help for us to celebrate.  However, we still have 40 units waiting for purchasers to sell their homes which are the crucial group.  That would bring us to 98+% occupancy and drawing revenue.  We are at about 92.6% occupancy and drawing revenue.  We estimate that we could be at 93-94% occupancy by the end of this fiscal year, but it depends on those who are in the pipeline closing on the sale of their homes, and those who do close do not go on a Òwill adviseÓ list.

STEVE MINNIEAR

Healthcare is really, really busy.  Right now the Assisted Living facilities are 99.2% occupied; there is one unit available in each of King's Crown and the Arbor.  The Pavilion has 202 occupants which is the highest ever occupancy.  There are 40 Medicare residents.  Things are very, very good right now. We are now in the Survey window at the Pavilion. The review includes a percentage of residents that are currently in the Pavilion. That means interviewing more people and more families, and looking at more records when you have that many occupants. Even though you are hopeful that everything is perfect, some times it is not so.  We are anxious to have that survey over with and are hopeful it will be completed within the next several weeks.

We have put together a gift basket and Shell Point Life magazines and have distributed them to doctors' offices and others who refer to Shell Point.   We want to get information out relating to the Rehab Center plus more Medicare Part B Therapy.  This will be a great opportunity for us.

Mr. Minniear put in a plea for the ÒLet's Finish NowÓ project for the Pavilion.  It would be wonderful to have this project completed by December of this year.

SCOTT MOORE

Tenant Insurance - Mr. Moore distributed a handout, a copy of which is attached to these Minutes and made a part hereof by reference, relative to Tenant Insurance for residents of Shell Point.  This handout entitled Tenant Insurance Information  Update - April 7, 2010 will also be posted by Court bulletin boards.

The Resident Manual references Tenant Insurance.  Shell Point residents are tenants or renters in the eyes of the insurance companies.  When you buy insurance you are NOT buying homeowners insurance, but tenants insurance.  The Resident Manual refers to liability insurance such as someone in your apartment falling and being hurt.  What is to be added in the next issue of The Resident Manual is reference to liability of the resident in the event of water overflows, flooding which not only effects that resident's apartment, but those of other apartments as a result of such overflow, as well as like incidents.  Expenses and repairs to take care of these incidents are the liability and responsibility of the resident from whose apartment such incident originated.  These expenses can be very costly.  Residents are encouraged to obtain tenant insurance which will include coverage for these incidents.

Recently a meeting via conference call was held with Shell Point's senior management and an insurance consultant to talk about what other CCRC's are doing and to discuss the possibility of providing blanket coverage to get lower rates for residents if Shell Point offered the insurance.  Unfortunately, Shell Point can do nothing in the form of blanket insurance.  Shell Point is not a Broker and cannot broker insurance and cannot play any part in this.  We did learn that Òfor profitÓ CCRC's are mandating tenants insurance as part of living in their community at a limit of $300,000 and annually make sure that their residents maintain that coverage.    Shell Point has no desire to mandate that.  That is entirely up to the residents of Shell Point, but the resident does carry the liability with that.

There are three local insurance agents who approached Shell Point and would like to provide this Tenant Insurance to us. (State Farm no longer provides this insurance.)After reviewing some sample pricing for premiums, it is suggested that residents obtain pricing from three providers because based on the resident's building, IT REALLY DOES MATTER which provider a resident chooses. When you have selected your insurance agency to provide this insurance, and you have established your limits, give Keri Perkins at 454-2190 a call.  She is well versed in working with all the insurance agencies and getting them building information and whatever information they need to get the best price for Shell Point residents.  
    
E-Call System -   Mr. Moore read from the advertising brochure which indicated that each component of the hard wired system is fully supervised, including all wiring, switches, and system devices.  A trouble condition never goes unnoticed on this hard-wired system.  If anything does go wrong with this system, your staff will be notified immediately and a permanent record will be made.  This proven technology provides the comfort of a safe environment 24/7.  With peace of mind, residents can concentrate on what is really important and that is enjoying life.

Mr. Moore referred to a schematic on the e-call system on poster boards. Normal operations are supervised by staff who is watching.  In the case of electronic system, supervised means that there is some type of electronic happening that is checking itself.  In the case of the E-Call System, there is an annunciator panel pulsating a 10.5 volt current through the system which goes through every device and comes back through the annunciator panel.  As long as that is operating normally, 10.5 volts comes back.  It is constantly monitoring.  If 10.5 volts come back, no need to send out a trouble signal because nothing has happened.  

If the cord is pulled, the 10.5 volts is reduced to 8.5; the annunciator panel through computerization knows which one caused the reduction in voltage.  Because it is supervised it annunciates that the cord has been pulled.  If the wire is cut, somewhere between the pull cord device and the annunciator panel, zero volts will come back.   Immediately the system will go into a trouble alarm which will indicate the device or the zone - if it is a main bunch of wires that are cut, it will knock out a whole zone.    If it is one device, it will ÒtroubleÓ one device.  It immediately knows where the trouble is and a computer printout indicates the date, time, the place and everything that has occurred.  In this way we know that the pull cord is supervised.

The ability to talk over the voice component is NOT supervised.   We count on the pull cord.  If something physical happens and the resident cannot speak, PULL THE CORD.  If there is no verbal communication, the user group, the health care folks who are monitoring this, react like 911.     If you need help badly, you should pull the cord and not engage in conversation.  This system is always being monitored.  If that circle is broken at any time 24/7, the system says there is a problem and will be responded to.

Pull cords in Laundry Rooms - Pull cords will be installed in ALL laundry rooms.    Regarding the matter of a past incident in a laundry room, Mr. Moore personally reviewed the computer printout.  The voice was intermittent, but the printout indicated the time it happened and they were aware of it.

The situation of a contact being corroded is not an issue with the pull cord and we have never experienced such a situation.   Corrosion, however, could be an issue related to the voice.   No one claims to supervise the voice.  Even if a resident has not used the pull cord in years, the system really does work because the chain of events has not been broken.    It is the simplest electric happening that can go on.

In the event of a power outage, if there is a power outage to that system, it goes into trouble mode.  This has happened and Shell Point communicates that the system is not operating properly for the residents; handouts are distributed to the residents in the area affected.  In that instance, the resident does not have a pull cord.  Also, there is staff positioned on every floor in each building so in the event of an emergency the resident will be able to contact someone.  The Morning Assurance Report is distributed and those on the list need to be checked because the system is down.

It was mentioned that residents are able to purchase personal health pendants which can be worn at all times that do the same function.  That is not a hard wired system, but it is actually supervised through an electronic pulse that goes out.  The hard wired system is best.

REPORTS OF THE REPRESENTATIVES OF COURTS, KING'S CROWN, ARBOR AND PAVILION

1.  Bill Staples submitted a copy of the Larsen Pavilion Resident Council Meeting, Notes from March 4, 2010, a copy of which is attached to these Minutes.

2. Mike Klein inquired about changes/assignments to parking spaces.  June Taylor is responsible to disseminate information to Court Representatives regarding changes/assignment of parking spaces.

3. Tom Timothy gave a brief report on the progress of the modernization of two elevators at the Lucina Court.  

OLD BUSINESS

Library Fund Drive - The Library Fund Drive for 2010 received $25,216.

Christmas Gift Policies and Procedures Review Committee - Dick Rockstroh, Chair, distributed a Report of this Committee, a copy of which is attached to these Minutes.  The Committee endorsed continuation of the current list of recipients and the formula utilized to calculate individual gifts.  On motion duly made and seconded, this endorsement was approved.

Orientation of New Court Representatives Process Review Committee - John Schulke, Chair, announced that although a meeting has not as yet been held by this Committee, one will be scheduled within the near future.  

Residents' Council Meetings to be held at the Woodlands - No dates were available in 2010 for the Residents' Council Meetings at the Woodlands.  April and October in 2011 have been scheduled and reserved for future Residents' Council Meetings at the Woodlands.

Employee Christmas Gift Committee - Kate Mondello, Chair, reported that the Committee met and assigned tasks to committee members.  Karen Anderson and Karen Urbanowicz have been very helpful in providing information to the Committee.  The 2010 Employee Christmas Gift Committee consists of:  Kate Mondello, Eagles Preserve (Chair); Dede D'Arcy, Royal Bonnet; Lois Marino, Rosemont; Al Park, Turban; and Alan Roberts, Eagles Preserve.  A copy of this Committee's Report to the Resident Council dated April 7, 2010, is attached to these Minutes.

Tim Stephenson asked the Committee to delay the start of this Campaign so as not to compete with the final push of the Pavilion fund raising drive.  

A letter to all residents will be sent in early May kicking off the 2010 Employee Christmas Gift campaign. In order to make it easier for residents to budget and plan their giving to this very worthwhile project, the Committee would like to double the monthly billing of currently 159 residents.  Residents are encouraged to contact Accounting and arrange a monthly bill representing their contributions to this drive.

NEW BUSINESS

There was no new business.

SUGGESTIONS FOR THE GOOD OF SHELL POINT.   The following were suggestions for the good of Shell Point:

1.  Ted Rodgers requested that the mileage markers be repainted on the perimeter walk around the Island which may be of some assistance to the Shell Point Striders.

2.  Norm Arnold brought to the attention of the Council the fact that there are no ladders or life saving rings available between the Island beach and the boat dock south of Macoma Court, a distance of approximately a quarter of a mile.

NEXT MEETING DATE

The next meeting of Shell Point Residents' Council will be held Wednesday, May 5, 2010, at 8:45 AM in the Social Center on the Island.  

CLOSING PRAYER AND ADJOURNMENT

The closing prayer was given by Grayce Gore; the meeting was adjourned at 9:45 AM.

Respectfully submitted,

Linda Nickerson, Recording Secretary
Attachments:

Tenant Insurance Information Update - April 7, 2010
Report of Employee Christmas Gift Policies and Procedures Review Committee - March 19, 2010
Notes from Larsen Pavilion Resident Council Meeting - March 4, 2010
Report of Employee Christmas Gift Committee to Resident Council - April 7, 2010